About Us

Picture of a lady inside of her car holding up some keys.


Saginaw County Employees Credit Union (SCECU) is a “not for profit, but for service” financial cooperative. It is a business like any other business, but it belongs to the people who use it and operates only for the benefit of its member-owners. After all, the purpose of a credit union is to serve their members, not to make a profit.

In general, why should you consider a credit union?

Better Rates
A credit union is a safe place to save and borrow money at reasonable rates. In essence, members pool their money to make loans to one another. Because they’re not for profit, credit unions can offer members higher rates on savings and lower rates on loans.

Better Service
When you’re a member of a credit union, you’re a member for life. That means you’ll always have a valuable, long-term relationship with your credit union.

Better For The Community
Credit unions employees are members of the local community. So when you contact your credit union for information, you’ll receive assistance from a
knowledgeable representative who truly understands “where you’re coming from.”

Credit unions everywhere enjoy giving back. In addition to offering low rate loans to help our members, we also give back to the community. SCECU has
sponsored many events and donated to local organizations as our way of saying thank you.