FEE SCHEDULE
Updated as of 07/01/2021
| FEE DESCRIPTION |
AMOUNT |
| Non-Sufficient Funds | $29.00 |
| Overdraft Privilege | $29.00 |
| Overdraft Transfer | $4.00 |
| Stop Payment | $29.00 |
| Returned Item | $29.00 |
| Incoming Wire Transfer | $2.00 |
| Outgoing Wire Transfer – Domestic |
$20.00 |
| Outgoing Wire Transfer – International | $75.00 |
| Money Order | $2.00 |
| Cashier Check | $2.00 |
| History Inquiry/Statement Reprint |
$1.00 per page |
| Check Copy | $1.00 per page |
| ATM/Debit Card Replacement | $5.00 |
| ATM Withdrawal/Inquiry | First 8 transactions Free 9 or more $1.00 each |
| Expedite Card | $29.00 |
| Bad Address |
$2.00 per month |
| Account Verification | $5.00 |
| Account Research | $25.00 per hour |
| Gift Card | $3.00 |
| Travel Card | $5.00 |
| Reg D Violation | $1 |
| Dormant Account | $2.00 per month |
| Collection Item | Varies |
| Foreign Check | Varies |
| Bill Pay | Free |
| Draft Check Printing | Varies |
| Starter Checks | $4.00 per page |
| Escheat | $50.00 |
| Garnishment/Levy | $50.00 |
| Non-Member On Us Check Cashing | $5.00 |
| Premature Account Closure | $5.00 within the first 12 months |
| Transfer by phone / non CU*Talk |
$1.00 |
| ACH On Demand | $5.00 per deposit |
REGULAR SHARE ACCOUNT DORMANCY
A monthly dormant account fee of $2.00 will be charged if there is no activity on your share account for 12 months, you do not use any other services, and your account balance is less than $150.
If you are using any of our services listed below you will not be affected by the $2.00 monthly dormancy fee. Share accounts of members under age 18 will not be affected.
- Certificate of Deposit
- Share Draft Account
- Money Management Account
- IRA
- Club Accounts
- Direct Deposit
- MasterCard
- Mortgage Loans
- Consumer Loans
- ATM
- Home Equity Loans
- Payroll Deduction
Any questions or concerns regarding the rates and fees listed here should be directed to Saginaw County Employees Credit Union, 1700 Court Street, Saginaw, Michigan 48602-4071 or by phone (989) 793-9188
