
LOAN RATES
Updated as of 12/20/2022
*Rates subject to change at any time – the credit union should be contacted for the current rates.
APR = Annual Percentage Rate
*ALL RATES ARE SUBJECT TO CREDIT SCORES AND MAY DIFFER FROM QUOTED RATE.
AUTOMOBILE LOANS
MAXIMUM TERMS | RATES AS LOW AS* |
84 months | 7.00% APR* |
72 months | 6.25% APR* |
60 months | 5.75% APR* |
48 months | 5.50% APR* |
36 months | 5.25% APR* |
24 months | 5.00% APR* |
RECREATIONAL VEHICLE LOANS
VEHICLE | MAXIMUM TERMS | RATES AS LOW AS* |
New or Used, Boats and Recreational | 60 months | 6.49% APR* |
New or Used, Boats and Recreational | 84 months | 7.99% APR* |
MORTGAGE & HOME EQUITY LOANS
*Rates Adjusted Daily – Please Call 989-793-9188 for the Current Mortgage Rates*
FIRST MORTGAGES |
Maximum Terms | RATES START AT* |
Fixed Home Equity – up to 80% LTV * | 84 months | Call For Info |
Home Improvement | 60 months | 10.00% APR* |
Mobile Homes | 120 months | 10.00% APR* |
*RATES SUBJECT TO CREDIT SCORE. RATES SUBJECT TO CHANGE AT ANY TIME – THE CREDIT UNION SHOULD BE CONTACTED FOR THE CURRENT RATES.
SHARE PLEDGE LOANS
Share Pledge Loans | 6.75% APR | |
Certificate of Deposit (CD) Pledge Loan | minimum of 6.00% APY | 3.00% APR + Certificate |
OTHER AVAILABLE LOANS
RATES AS LOW AS* | ||
SCECU MasterCard | Revolving | 9.99% APR* |
Overdraft Protection Loan | Revolving | 15.00% APR* |
Revolving Line of Credit | Revolving | 12.00% APR* |
Personal Loan (over $1,000) | 10.00% APR* | |
Personal Loan ($1,000 or less) | 15.00% APR* | |
30-60-90 Day Note | 15.00% APR* |